Life/Annuity M&A Is Heating Up By Eric Rea Buyers are motivated by the current low-interest-rate environment and the opportunity to expand their assets and book of business.
Wellness Isn't the Only Scam in Healthcare By Al Lewis New book explains how to vastly cut healthcare spending, delivering big benefits both to employers and employees.
So Here’s an Idea on Healthcare Reform By Alan Katz What if providers had to specify a multiple of Medicare fees that they would charge, and carriers specified a multiple they would pay?
Lawsuit Sheds Light on PBM Fees By David Contorno And nobody looks good. Not Express Scripts (the PBM), Kaleo (the drug maker) and certainly not the plans that pay the hefty drug prices.
Wellness Vendors Keep Dreaming By Al Lewis Vendors claim a 230% decrease in the likelihood of claims by participants. News flash: You can't be 230% less likely than anyone on anything.
How to Close the Gap on Life Sales By Dave Hanley The aging sales force doesn't reach younger people. The answer: Look beyond your own agents and break down barriers to other industries.
5 Mistakes CFOs Make on Healthcare By Craig Lack CFOs must recognize that healthcare is a capital allocation strategy—it needs the supervision of an executive with P&L responsibility.
What Makes U.S. Healthcare Different? By David Axene The need for freedom of choice has limited the effectiveness of care management programs and produced expensive healthcare.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.