How to Innovate Under Obamacare By Steve Spina A seldom-used feature known as the extended reporting period, or ERP, shows how it's possible to spot new trends and ride them.
Common Ground on Wellness? Not So Fast A prominent critic emails a prominent proponent to suggest a letter laying out the common ground -- but receives no reponse.
When Is It Right to Prescribe Opioids? By Don Teater Answer: very rarely. Even leaving aside the public health issues they create, opioids simply aren't very effective at treating pain.
Why People Don't Save for Retirement By Matt Page Companies should consider switching to auto-enrollment in retirement plans, because inertia keeps too many from signing up.
What Is a Year of Life Worth? (Part 2) By John C. Goodman Doctors should be financial advisers as well as health advisers when their patients have to make choices about medical procedures.
Why Wellness Scams Cost Employers and Harm Employees By Tom Emerick The worst sin: continuing a program after the facts show it is a failure.
2 Ways to Innovate in Life Insurance By Anand Rao To reverse the long-term decline in those buying life insurance, companies must become relevant to younger, healthier people.
11 Questions for Ron Goetzel on Wellness By Al Lewis Vik Khanna The authors welcome his recent, pro-wellness posting but question his data, including the slide most often used to demonstrate wellness' value.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.