End of Health Insurers As We Know Them By Joe Markland Employers will hand health risk off to employees, who will control their own insurance. Brokers should do eight things to prepare.
A Call to Action on Mental Health By Sally Spencer-Thomas “The first step in prevention is creating an environment where people can talk about [mental health and suicide], including the workplace."
Private Exchanges: Panacea or Problem? By Cynthia Marcotte Stamer Employers must be careful about paying for individuals' policies through a public health insurance exchange.
CEOs Defy Common Sense on Wellness By Al Lewis Vik Khanna Businesses are demanding that Obama halt legal actions, even though it's clear that conventional workplace wellness has failed.
Workplace Wellness Shows No Savings By Al Lewis Vik Khanna Shana Montrose A review of the three main types of studies shows that costs exceed savings -- and with no net benefit to health.
Obamacare Backlash: What Comes Next? By Daniel Miller After a lot of grandstanding, the new Congress and the president will likely make a series of changes, including repealing what is seen as a bailout for insurers.
Better Way to Handle Soft-Tissue Injuries By Frank Tomecek MaryRose Reaston Perform tests to set a baseline before an injury occurs, then conduct the same tests after an injury and compare the two.
Little-Known Loophole Inflates Health Costs By Sally Pipes The federal 340B program, designed to help the poor afford drugs, is being exploited by rich hospitals and driving up premiums for all.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.