Insurance Is Not Being Disrupted By Gregory Bailey There is a difference between incremental innovation and disruptive innovation, and many are confusing the two.
Digital Risk Profiling Transforms Insurance By Peter Blackmore Digital risk profiling can transform the insurance industry’s value proposition from product sellers to trusted risk and insurance advisers.
Lemonade: Insurance Is Changed Forever By Rick Huckstep Lemonade has built a full-stack insurance model from the ground up. This is NOT a mobile app sitting on top of traditional insurance.
It's Time for Some Lemonade By Amy Radin Lemonade is the real deal in insurance disruption. It offers lessons for any innovator, as well as for any incumbent.
Do You Really Have a Digital Strategy? By Andrew Hellard To develop a coherent strategy for digital insurance, an insurer must first determine its current level of digital maturity.
Can Insurance Become Utility, Like Electricity? By George Kesselman What if I told you that the story of insurance resembles that of oil lamps -- while electricity is being invented in our backyards?
6 Charts on Startups, Greenfields, Incubators By Denise Garth The greatest activity in insurtech focuses on the front end of the value chain, to change traditional insurance distribution.
Will Insurtech Just Fade Away? By Mark Breading History will be the judge, but the many insurtech companies are bound to play a major role in industry transformation.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.