Life & Health

A surge in high-net-worth individuals presents a major opportunity for insurers to reshape and reimagine how they optimize their clients' wealth.

AI tools address long-standing challenges, improving injury care assessments, predicting recovery timelines, accurately pricing settlements and tracking patient progress

As the population ages, more people need long-term care, but insurers are backing away from the market. There is a gap that needs to be filled. 

The mantra "there's a pill for every ill" is being replaced by an emphasis on preventative care, fostered through health insurance. 

Due to advances in AI, properly built algorithms using approved data sources can produce accurate life insurance quotes in only five minutes.

Personalized medicine and targeted therapies are becoming a reality, thanks to AI's ability to analyze vast amounts of genetic and molecular data.

In this month's ITL Focus, we look at how a generational transfer of wealth will transform life insurance and at how to align incentives in health insurance. 

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.