Life & Health

With insurers having to deal with increasingly complex challenges and opportunities, chief risk officers will take on wider strategic role.

Here is a personal perspective on how we can know healthcare costs before they are incurred.

Consider that just 43% of healthcare expenses have been traced to services that may have been shopped for by a motivated employee.

Manual processes, a lack of centralized data and ineffective commissions processes consume valuable time and introduce risks for human error. 

A captive solution built on indemnification rather than insurance can shield health plan sponsors and members from egregious overbilling.

The attack on United Healthcare highlights the evolving and escalating risks for medical organizations and the need to act now. 

Individual Coverage Health Reimbursement Arrangements are mistakenly seen as tailored for small employers; larger companies benefit, too. 

While 70% of retirement-age Americans will need continuing care at some point, merely 14% are very confident they’ll be able to afford it.