Life & Health

Rising stop-loss costs and the transparency advantages of self-funded arrangements are creating a fundamental shift in how smart employers approach healthcare benefits.

Opaque physician performance evaluations by AI fuel payer-provider mistrust; evidence-based transparent analytics could rebuild relationships.

Healthcare insurers deploy AI to shift from reactive claims oversight to proactive risk detection.

Life insurers lag behind P&C carriers in claims digitization, creating an unsustainable innovation gap in today's digital landscape.

Life insurance's AI-driven transformation demands more women leaders to ensure ethical implementation and collaborative, customer-focused innovation.

Financial stress affects 66% of employees and exposes critical gaps in how HR communicates life insurance's living benefits.

Speed-driven consumer expectations are forcing life insurers to abandon legacy underwriting and adopt digital solutions.

Behavioral health lacks the operational infrastructure of other specialties, creating costly friction that threatens network sustainability.