Personal Lines

The current system is economically unsustainable and morally unforgivable, requiring cleanup from insurers and better clarity from lawyers.

The use of scooters--and number of accidents--is going to increase, creating significant risk. So, what are the insurance implications?

Data and analytics offer insurers an unprecedented opportunity to understand and respond to each customer as an individual.

With an insurtech revolution already starting, how long will it be before the likes of Amazon and Google enter the home market in a serious way?

When data and capital were scarce, P&C insurers were highly profitable. But now data and capital are everywhere.

Issues can be complex: Personal injury laws differ in every state in terms of the type of injuries they cover and the reimbursements offered.

28% of U.K. households had no contents insurance whatsoever. That leaves 16 million people and £266 billion of household possessions unprotected.

The answer is as simple as the smartphone. Sensor data from it can stratify driver risk eight times better than credit scores.