Personal Lines

In a word, no. Interest and application in personal lines are still strong because of UI and AI. But some scenarios are good news/bad news.

Current business models are not yet showing any clear competitive advantages for the three full-stack insurtechs.

After billions of dollars of underwriting losses in commercial auto, insurers can bend the curve toward profits.

No. Entering into a complex legal contract where significant assets are at stake is not remotely similar to ordering delivery of a burrito.

With the opioid crisis, adjusters need to keep safety top of mind while inspecting a drug-related claim.

Two bills in Congress may resolve issues restricting insurance of marijuana-related businesses, or MRBs.

Climate and changes in housing stock are driving a move to non-standard insurance, enabled by two major technology trends.

It is a challenge to create the five-question, two-minute online experience that many are striving for in other lines. Customers feel no sympathy.