Insurtech Takes Aim at Personal Lines By Karen Pauli Traditional distributors must be able to execute as efficiently as the newly minted distributors emanating from the insurtech world.
What Implications From Car Sharing? By Robin Roberson Car insurance companies haven’t quite fallen in love with this new world of car sharing, as it poses some interesting challenges.
Is a Reciprocal Insurer Right for You? By Andre Breedt Many do not appreciate how the structure of an insurer can be an important consideration in a purchasing decision.
The Story Behind the Lemonade Hype By Nick Lamparelli It's time to splash some cold water on the hype inferno about Lemonade that appears to have taken over the sane minds of our industry.
The Implications of Home-Sharing The industry needs to adapt because hosts and travelers alike face unexpected exposures because of the surge in home-sharing.
Why I’m Betting on Lemonade By William Latza As I leave decades with incumbents and embark on a new chapter at Lemonade, I see a chance to help make insurance relevant again.
Lemonade: A Whole New Paradigm By Tony Canas "If you tried to create a system to bring out the worst in people, you would end up with one that looks a lot like the current insurance industry.”
3 Forces Disrupting Personal Lines By Alex Timm The industry has for too long treated technology as a cost of doing business, rather than as an investment in consumer experience.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.