Personal Lines

Car insurance for young drivers can cause sticker shock, but there are apps and other methods for bringing rates down.

People talk of connected cars and connected homes, but what about connected humans? They will transform healthcare and insurance.

After years of discussions and negotiations, ISO is finally closing what can be a catastrophic gap in the coverage of home insurance.

The disasters in the South show the fundamental inadequacies of flood insurance -- and how to fix them.

Burglar alarms that send video to a central station for review by an operator lead to fast action by police, more arrests and less crime.

Usage-based insurance started with a simple promise -- rates could only go down. It's time to unleash the many other capabilities.

Direct, price-focused sales that emphasize speed are inevitably headed for problems because there's no time to do effective underwriting.

What if home insurers emulated Netflix and shared inspection reports rather than keep investing in new ones?