Demographics and P&C Insurance By Andy Serowitz The customer's journey has changed little in 100 years. It still runs through agents. But demographics will change their role fundamentally.
Driver Safety Ratings Add Sophistication Allstate is developing safety ratings that go beyond data from the car and measure the driver's heart rate, blood pressure and EKG.
Home Is Where the (Smart) Hub Is By Mark Breading As the smart home gains momentum, insurers need to do three things to begin to understand the implications and opportunities.
2016 Outlook for Property-Casualty With the property-casualty outlook calling for even more digital disruption next year, here are eight priorities insurers must tackle.
Is Verizon About to Outmaneuver Insurers? By Mark Breading While insurers use telematics to price better, Verizon is offering a connected car app with services that customers really value.
Will You Own a Self-Driving Vehicle? By Domenico Savarese The questions are getting more complex as self-driving vehicles approach reality. It's crucial that we experiment and learn.
Beginning of the End for Car Insurance? By Paul Carroll A statement by Volvo -- following actions by Google, Mercedes and now Tesla -- means that the future of car insurance is upon us.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.