Closing the Protection Gap By Simon Young With climate risk on the rise and exposure growing, parametric insurance can plug the gaps left by traditional insurance.
2020 Catastrophes; Preview for 2021 By Andrew Siffert If this spring La Nina holds together, the central plains could get back to seeing severe weather that was lacking last year.
Home Insurance for Those Needing It Most By Rick Huckstep Sugar, a startup in South Africa, provides home insurance even for shacks costing a few hundred dollars, and without a street address.
COVID-19 Is No Black Swan By Hélène Galy There were clear warnings about COVID from credible institutions. The real issue is how we are going to deal with "grey rhinos."
Innovation Comes to Risk Engineering By Andrew Anzenberger "From now on, nothing in risk engineering will ever be constant BUT change. If you can’t get used to constant change, you'd better leave.”
Outlook for Business Interruption Litigation By Jason Schupp 11 courts have ordered a dismissal. while four court orders have allowed the policyholder to proceed to the discovery phase.
The Unprecedented Hurricane Season By Callie McGill This unprecedented hurricane season, during the pandemic, could potentially affect the insurance industry both now and for years to come.
How to Minimize Flood Losses By Jonathan Jackson Flood warnings have two weaknesses: lack of detailed information on the precise locations at risk of flood and too many false alarms.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.