Climate Change and Product Liability By Christopher McKeon Climate change risk is emerging within the product liability discipline in a pattern seen previously with mass tort litigation.
Better Models for Next Pandemic By Simon Young It will take time to build an infectious disease risk model – re/insurers must be innovative in their pandemic coverage and exposure management.
A Price Tag on Climate Change By Paul Carroll Climate change will expand beyond a cause and become a calculation when we can quantify the effects and the costs of mitigating them -- which may be starting.
NFIP's Failure Fuels New Risks By Craig Poulton Congress must let the NFIP raise rates to actuarially sound levels and serve as the flood insurer of last resort.
How Insurers Can Step Up on Climate Change By Rowan Douglas With the coming UN conference on climate change, the insurance industry has a historic opportunity to take a seat at the main table.
The Cost of Uncivil Discourse By Bjoern Reusswig The successful rollout of vaccines worldwide will calm many but will not, alone, decrease the risk of civil disturbances and riots.
Geomagnetic Storm for Insurance? By Andrew Siffert A geomagnetic solar storm could create havoc; the recent freeze in the Deep South showed how disruptive a failure of the electric grid can be.
What Future Will We Choose? By Francis Bouchard The industry needs to stop wishing others could see the critical role we can play in preparing for climate change and just start playing that role.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.