Real Reason for the Protection Gap By Vijay Padmanabhan Flood and earthquake insurance work well at the macro level, but try to buy a policy, and you see the problems quickly.
Why Warren Buffett Is Surely Wrong By Vijay Padmanabhan He said “the annual probability of a U.S. mega-catastrophe causing $400 billion or more of insured losses is about 2%.” That is way too high.
Increased Flood Exposure From Fires By Terry Black What is often overlooked in California's wildfires is the threat of flood – not covered by homeowner’s insurance - that the fires create.
How to Fight Growing Risk of Wildfire By Bill Fleischhacker The California fires amplify the vulnerability to wildfire to even urban environments and highlight the need for new thinking.
How to Prepare Your Firm for Winter By Bill Robinson A quarter of disaster-affected businesses never re-open. Any business is vulnerable, but small businesses are especially at risk.
A Scalable Workforce for Natural Disasters By Robin Roberson Insurance carriers can leverage an on-demand model that gives them immediate access to an affordable and scalable workforce.
IRS Guidance on Hurricane Recovery By Laura Kalick Joan Vines An employer may provide tax-exempt assistance to employees affected by a presidentially declared disaster.
The New Face of Preparedness By Eric Preston The new face of emergency preparedness for many includes worldwide threats related to terrorism and other acts of violence.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.