6 Reasons We Aren't Prepared for Disasters By Howard Kunreuther Robert Meyer While our ability to foresee and protect against natural catastrophes has increased dramatically, it has done little to reduce material losses.
Is Terrorism the New Normal for Insurers? By Patrick Hirigoyen The most important response by insurers: They take steps -- risk management services -- to help prevent losses from occurring.
Blue Marble Sets Its First Venture By Joan Lamm-Tennant Blue Marble Microinsurance is providing drought protection to smallholder maize farmers in Zimbabwe, with plans to cover Africa.
The Challenges With Catastrophe Bonds By Grégory Moliner Cat bonds add a layer of complexity to reinsurance. Without technology, tracking all the details can be overwhelming.
Flood Risk: Question Is Where, Not When By Ivan Maddox Stop wondering when a serious flood will happen – it is way more important to understand where the damage will be when the flood occurs.
5 Techniques for Managing a Disaster By Christopher Hess Disaster mitigation and restoration is a critical service after property damage, and how you manage it may affect the outcome of your claim.
An Opportunity in Resilience Analytics? By Nick Martin Claims data gathered by insurers — historically used to price and manage risk — could be used to reduce the potential for damage before the event.
Tornadoes: Can We Stop the Cycle? By John Doak Destruction and rebuilding are a predictable cycle. So why don't we just build homes that are more tornado-resistant? We can.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.