A Silver Lining in Florence's Clouds? By Paul Carroll Public authorities and insurers will soon be able to communicate with people in ways that could save many lives.
FEMA Flood Maps Aren’t Good Enough By Albert Slap A hundred thousand homeowners who were told they did not need flood insurance had their homes severely damaged by Harvey.
Spreading Damage From Wildfires By Steven Bowen Worsening drought-related and wildfire conditions during July led to hundreds of deaths and many billions of dollars of losses globally.
How to Predict Atlantic Hurricanes By Judy Curry 2018 should see smaller economic loss from landfalling hurricanes, but there is a potential game-changer for longer time horizons.
Emerging Market for Flood Insurance By Howard Kunreuther Although the NFIP dominates, a small market has appeared for private flood insurance in the U.S. The question is: Will it continue to develop?
New Idea for Active Shooter Incidents By Jeffrey Ellis It's time to consider whether crime victim compensation funds should be used to provide compensation to victims of mass shootings.
Effects of Weather Are Gathering Force By Michael Ferguson The effect of climate risk and severe weather events on corporate earnings is meaningful. If left unmitigated, the impact could increase.
How to Avoid Failed Catastrophe Models By Imelda Powers A customized model that is fit-for-purpose one day can soon become obsolete if not updated for changing business practices and real-world data.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.