Active Shooter Scenarios By Mya Almassalha Planning for an active shooter threat has become an unfortunately necessary part of institutional safety and risk management best practices.
Insurers: the New Venture Capitalists By Russ Banham Awash in cash, P&C firms are turning to venture capitalists to find start-ups that will boost investment returns and spur innovation.
It's Time to Rethink Flood Coverage By Nick Lamparelli The floods in the Carolinas show it is time to "loosen the exclusion" on coverage. Otherwise, we'll just keep making the same mistakes.
Hurricane Joaquin: Why the Model Matters By Karen Furtado Forecasts about Hurricane Joaquin should show insurers what happens if they don't invest in analytics and keep their models up-to-date.
Why Flood Is the New Fire (Insurance) By Nick Lamparelli Ivan Maddox Because flood maps in general use are flawed, there are cherries to be picked. A mass market is now possible, too.
Home Insurers Ignore Opportunity in Flood By Nick Lamparelli Ivan Maddox U.S. inland flood insurance is an untapped market unlike any in the world -- but requires that insurers change their thinking.
6 Lessons From Katrina, 10 Years On By Howard Kunreuther Katrina shows we must reduce exposure, especially by helping residents in low-income areas invest in measures to lower their losses.
Reducing Losses From Extreme Events By Howard Kunreuther Imagine this combination: less damage to property from extreme events, lower costs to insurers and lower costs to the government.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.