TRIA Non-Renewal: Effect on Work Comp? By Mark Walls Likely not much. The workers' compensation marketplace has already adapted to the absence of the Terrorism Risk Insurance Act.
How CAT Models Lead to Soft Prices By Nick Lamparelli James Rice This article is the third in a series on how the evolution of catastrophe models provides a foundation for much-needed innovation in insurance.
What’s the Cost of the Polar Vortex? By Kory Wells Even one slip and fall because of winter weather can lead to a big increase in workers' comp premiums, so it's crucial to be prepared.
Riding Out the Storm: the New Models By James Rice Nick Lamparelli This article is the second in a series on how the evolution of catastrophe models provides a foundation for much-needed innovation in insurance.
Grave Threat to the Electric Grid and the Internet By John Chace Severe solar storms known as a Carrington Event would cause trillions of dollars of damage -- and the next event is overdue.
The Next Jolt That Will Hit California By Jeff Pettegrew The repair and rebuilding costs will rock businesses and homeowners because deductibles are so high that few have coverage for earthquakes.
How to Prevent Failure in Water Systems By Dan Robles Engineers can help insurers spot pitfalls and mitigate the risks of CPVC systems before issuing a policy and inviting disaster.
New Regulation After a Disaster: More Harm Than Good? Insurers can't do their job if they're told the game is football -- then it becomes lacrosse. Policyholders lose, too.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.