Modeling Flood -- the Peril of Inches By Nick Lamparelli Ivan Maddox Until a few years ago, insuring flood was essentially impossible. Now, there are major opportunities.
Why to 'Open-Source' CAT Models By Pratap Tambay Although insurers typically ally with private providers of cat models in search of competitive advantage, that approach has limitations.
San Andreas -- The Real Horror Story By Nick Lamparelli James Rice In the wake of the disaster movie "San Andreas," insurers should take two actions to remedy the woeful lack of use of earthquake insurance.
Updating Your Models for Hurricane Season By Cheryl Fanelli The North Atlantic hurricane season has begun, and CAT models need to be updated to remove the possibility of major losses.
Catastrophe Models Allow Breakthroughs This article is the last in a series on how the evolution of catastrophe models provides a foundation for much-needed innovation in insurance.
How to Spot and Avoid Your Next Crisis By Jim Satterfield Monitoring certain behaviors, both individual and corporate, can let you know that a crisis may be looming -- in time to prevent it.
How to Vastly Improve Catastrophe Modeling By Pratap Tambay An open-source catastrophe modeling toolkit is developing that can aggregate all of humanity's scientific knowledge at all points in time.
Where Have the Hurricanes Gone? By Michael Palmer Richard Dixon It shouldn’t be so quiet: The warmer the Atlantic Ocean is, the more potential there is for hurricanes to develop.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.