Commercial Lines

A great many companies don't realize they rely on critical web-service suppliers, but when the technology goes down, business may grind to a halt.

Given the difficulties involved with suppressing battery fires, particularly at sea, loss prevention measures are crucial, whether batteries are transported within EVs or as standalone cargo.

Insurers are starting to address police misconduct by doing what they do: raising rates to reflect risks. And soaring premiums are beginning to change behavior. 

Fraud exceeds $300 billion a year in the U.S., nearly four times the previous official estimate, in 1995, partly because the internet allows new forms of cheating. 

Insurers can lower operational costs, improve underwriting performance, offer appropriate insurance quotes and more effectively track the facts on the ground.

Newly available data will be ingested into weather models to improve forecasting for carriers, reinsurance companies and even insurance linked securities. 

While many agencies decry a “race to the bottom” by states, a true analysis of workers' comp benefits over the past half-century requires a far broader context. 

While many factors contribute to social inflation, analysis suggests that an increase in non-fatal auto accidents may be one of the most influential.