Commercial Lines

The cadence and granularity of data about travel behavior need to be enhanced. Geospatial analytics can be the engine.

The industry is probably looking at several more years of accident year combined ratios above 100%.

In soft markets, differentiation can be challenging. But hard markets present an opportunity for the best insurance professionals to stand apart.

The pandemic introduced several variables that question the validity of actuarial models and benchmarks.

How commercial insurers capture, clean and use data across their distribution channels will become their competitive lifeblood.

Not only is capital abundant, but the pandemic and insurtech maturity kicked up the pace of takeovers and IPOs. There are no signs of slowing.

If workers’ comp becomes responsible for common conditions that affect millions every year, it is no longer meeting its designed purpose.

OSHA inspections provide key data for workers' comp underwriters -- but are down 48% in the pandemic. What to do?