Commercial Lines

Although litigation against a firm is stayed in bankruptcy, suits against individuals are typically not. D&O insurance is the last line of defense.

Controversy relating to workers’ comp premium audits existed long before COVID. However, the pandemic made things much worse.

"Connected auto, home and business insurance models will begin to see meaningful adoption in the next 12 months."

ITL FOCUS is a monthly initiative featuring meaningful topics as they relate to innovation in the risk management and insurance industries.

The question for insurers is how they want to address a growing desire by small businesses to purchase online.

The key question: Will insurers continue to pursue innovation in P&C commercial lines, or will they scale back and focus on optimization?

There are eight different models or options for insurers to consider -- but it's fair to ask if these distribution models are really new.

Does COVID open the door for future infectious disease coverage under workers’ comp? Likely, yes.