Benchmarks, Analytics Post-COVID By Kimberly George Mark Walls The pandemic introduced several variables that question the validity of actuarial models and benchmarks.
In Search of the Digital X-Factor By Dave Ovenden How commercial insurers capture, clean and use data across their distribution channels will become their competitive lifeblood.
Investment Mania: Understanding Why By Mark Breading Not only is capital abundant, but the pandemic and insurtech maturity kicked up the pace of takeovers and IPOs. There are no signs of slowing.
COVID-19 Is NOT an Occupational Disease By Mark Walls If workers’ comp becomes responsible for common conditions that affect millions every year, it is no longer meeting its designed purpose.
Covering for a Gap in Workers Comp Data By John Henry OSHA inspections provide key data for workers' comp underwriters -- but are down 48% in the pandemic. What to do?
Leaders Rise From a Year Like No Other By Denise Garth In the first six months of 2020, e-commerce in North America as a percentage of overall commerce increased more than in the entire previous decade.
What’s Wrong With Commercial Auto? By Gary Hagmueller If we can reduce, standardize or eliminate costs associated with litigation, the industry would be in a much better position. AI offers an answer.
Incumbents Can Score an Alley-Oop! By Geeta Agarwal The COVID era has created an advantage for incumbents, changed customers’ attitudes on privacy and heightened interest in insurance.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.