Commercial Lines

ITL FOCUS is a monthly initiative featuring meaningful topics as they relate to innovation in the risk management and insurance industries.

The question for insurers is how they want to address a growing desire by small businesses to purchase online.

The key question: Will insurers continue to pursue innovation in P&C commercial lines, or will they scale back and focus on optimization?

There are eight different models or options for insurers to consider -- but it's fair to ask if these distribution models are really new.

Does COVID open the door for future infectious disease coverage under workers’ comp? Likely, yes.

Practically no issue will be left unaffected by the impending presidential election, including matters pertaining to liability insurance.

Every company today is different than it was six months ago. All risk profiles have likely changed.

The big question for insurers is – which of the six AI technologies drive the most value for commercial lines?