Commercial Lines

The Workers' Compensation Commission fired a shot--perhaps ultimately feckless--across the bow of proponents of the Oklahoma option.

Workers' compensation covers all employees -- but there are at least five groups that may be exempt.

Every workers' comp form filed is an opportunity for a penalty, and there can be thousands of transactions on a single claim.

The key question is: How did you get to that number? You can't move toward a settlement in workers' comp without some basic math.

Many assume that ERISA governs the Oklahoma Option, creating a pathway for federal intervention. No rulings back that assumption.

The customer's journey has changed little in 100 years. It still runs through agents. But demographics will change their role fundamentally.

Research on workers' comp focuses on soaring costs in the industrial-medical complex, but workers get lost in the shuffle. That must change.

Employers send a mixed message to employees: Get the best healthcare -- but not if you're injured.