Commercial Lines

Opt-out programs in Texas and Oklahoma produce far less litigation than workers' comp programs do -- a powerful endorsement for options.

My daughter, then age six, was "helping" me with some client reports and cut to the essence of what workers' comp should be about.

A new WCRI study says yes. The result could be $100 million of additional, annual workers' compensation claims in a state like Illinois.

Plaintiffs challenged workers' comp's exclusive remedy provision based on exposure to work-related asbestos outside the workplace.

Often, a P.O. Box is all the identification a doctor puts on a bill. With three additional data elements, payers can use powerful analytics.

"No fault" isn't no fault. "Exclusive remedy" isn't exclusive. And the century-old "grand bargain" in workers' comp will keep changing.

The presence of two or more should prompt independent agents to raise concerns about fraud and spur further investigation.

Data can be your biggest asset in workers' comp, but you must reexamine all the processes you use to collect, analyze and report it.