How to Assess Costs of Business Interruption The standard approach to calculations on business interruption overstates potential costs and leads to premiums that are too high.
Is 'Direct' a Dirty Word for Insurers? No, but "direct" is a dangerous word when you start talking about eliminating middlemen. There is a better, more inclusive approach.
How to Limit Claims Post-Termination By Joe Stevens It helps to recognize safe workers in a public setting. Lack of appreciation is a primary reason that people file fraudulent claims.
2016 Outlook for Property-Casualty With the property-casualty outlook calling for even more digital disruption next year, here are eight priorities insurers must tackle.
Obamacare Expands Into Workers' Comp By MaryRose Reaston A complication related to Obamacare means that Medicaid can soon demand reimbursement from workers' comp settlements.
Southern California Is Home to Fraud By William Zachry Recent arrests underscore the huge problems with workers' comp fraud in the area, though regulations are helping injured employees.
How Politics Drives Up Your MSA Costs The bargaining that produced Medicare Part D in 2003 prevents MSAs and others from saving $16 billion a year. It's time that changed.
How to Find Best Work Comp Doctors? By Karen Wolfe Many people say the data isn't available to determine which doctors are best. The data is available -- it just takes some effort to gather it.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.