Life & Health

Younger generations want jobs in which technology reduces frustrations, increases productivity and enables quick successes. In insurance, too many obstacles still exist.

Companies with custom physician provider networks experience 50% shorter treatment duration, 60% lower average medical expense and 35% shorter claim duration.

One challenge is recognizing this might be the greatest time ever to recruit people, because 70% of employed individuals say they need a second income to make ends meet. 

Haven Life's second annual Q4 survey highlights a large gap in knowledge surrounding life insurance and its role in building a financially secure household.

Do the benefits of engaging with customers on health and wellness outweigh the costs of launching and running the program? 

Aging has evolved, and there is no longer enough good information about the populations being insured, so every policy issued has more risk than it needs to.

Major advances have the potential to improve health outcomes dramatically, while eliminating a hugely wasteful percentage of current drug spending.

A robust ecosystem of risk-reduction mechanisms can result in far better health outcomes while conservatively reducing total health spending by 25% or more.