Why Healthcare Costs Bleed Firms Dry By David Berg Many employers are rising up about soaring healthcare costs. The secret is to write your own checks for your employees' healthcare.
Bringing Clarity to Life Insurance By Brian Fechtel Now, financial planners and agents who have been unsatisfied by non-transparent insurance products can apply an analytical structure.
Why Healthcare Costs Soar (Part 6) By Tom Emerick David Toomey A fundamental problem: 8% of employees represent 80% of healthcare costs -- and the 8% changes every 12 to 18 months.
When a Penalty Is Not a Penalty By Alan Katz The ACA creates a penalty for not purchasing health insurance -- but do the math. It's not really a penalty.
Why Healthcare Costs Soar (Part 5) By Tom Emerick David Toomey Hospital mergers and acquisitions of physician practices keep driving up costs. It's high time we changed the equation.
Should You Announce How Fat Workers Are? By Al Lewis A shockingly serious proposal is being floated that would have companies announce how fat their employees are, how much they drink, etc.
Next PR Problem for Obamacare By David Contorno Hundreds of thousands of people honestly believed they were entitled to subsidies under Obamacare -- and may be about to get a huge bill.
Why Healthcare Costs Soar (Part 4) By Tom Emerick David Toomey Even if the cost per unit of service is standardized, extremely wide variation exists in how patients are treated for given conditions.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.