Martin Higgins

Martin Higgins is a senior principal at Aite-Novarica Group.

He is an experienced insurance technology consultant, having served as practice director for Edgewater Consulting, where he was responsible for the company’s property and casualty business nationwide. He has expertise in technology strategy, core system selection and implementation, systems integration, legacy modernization, software development and data warehousing in property and casualty, life/annuity and health insurance. His most recent experience includes founding a boutique property/casualty-focused consultancy and serving as VP of solutions engineering for a core systems vendor.

Higgins holds an M.Sc. in computer science from Imperial College in London and a B.Sc. in physics from University of Lancaster in the U.K.

Most Recent

Dark blue background with light blue squares and white circles across it

The Need to Improve Data Maturity

By

Over half of all property/casualty insurers are replacing or conducting major enhancements to their data environments and associated capabilities.

All Articles

Policy Admin Systems Are Evolving

By

Modern solutions, including cloud-based options and lower-cost implementations, are redefining what constitutes a policy administration system.

Things Heating Up in Low-/No-Code

By

Low-/no-code tackles three huge IT challenges: time to market for new capabilities, development capacity and managing cost.

Agile, Organizational Realignment

By

Adopting agile methodology often leads to flatter hierarchies, new budgeting processes and a changed role for project management.

Six Things

algorithm

Beware the Algorithm!

By Paul Carroll

Lawyers and consumer advocates are demonizing algorithms any time a decision goes against a policy holder. Let's talk about them less.

How to Navigate Social Inflation

Facing increasingly complex claims, insurers must modernize, shift their cultures to prioritize efficiency and empathy, and seek legal reforms. 

1

Managing Loss Control With Location Intelligence

By combining historical aerial imagery, property condition data, and AI, insurers can optimize underwriting, inspections, and fraud reduction.

2

A Practical Approach to AI in Insurance

Insurers can use AI to solve specific problems without causing major disruptions.

3

AI in Insurance: Balancing Innovation and Caution

AI's potential to transform insurance clashes with the industry's risk-averse nature, creating a complex landscape for insurers to navigate.

4

Why Obesity Rates Won't Stop Rising

The government must partner with organizations and insurers to increase the availability of obesity medications.

5

How Business Rules Engines Can Slash Time to Market

The systems streamline the management of business rules, letting insurers adapt swiftly and efficiently without the need for intervention by IT. 

6

ITL Recommends

How Brokers Can Optimize Their Carrier Strategies

The Five Things Agencies Must Do Before the Hard Market Ends

By

ice cube

Beyond Silos: Strengthening Operational Resilience with Integrated Risk Management

By

square cube light

A Novel Approach to Curbing Healthcare Costs

By

Insurance Thought Leadership

al lewis interview

Realignment in Insurance: Business Models, Product, Value-Added Services

By

ITL Partner: Majesco

looking glass

How to Tackle Key Insurance Claims Challenges

By

City, Window, Architecture image.

Why Obesity Rates Won't Stop Rising

By

Close-up Photo of a Stethoscope

From Trust to Technology: The Tipping Point for Insurance Customers

By

ITL Partner: Majesco

scale