My Risk Manager Is an Avatar By Mike Fitzgerald While bigger companies can afford professional risk management services, smaller companies typically cannot. The solution: an avatar.
How to Evaluate the External Auditors By Norman Marks A new tool will help, but boards also need to stay skeptical and ask penetrating questions to test the quality of the external auditors.
Risk Management for Human Capital By Calvin Beyer Human capital is our biggest asset, and programs for leadership development can help employers attract and keep great people.
Bonds Away: Market Faces Major Shift By Brian Pretti Bonds, long a safe haven for investors, will not be for long, as interest rates rise and government issuers and mega-buyers face new risks.
3 Criticisms of ERM: Justified? By Donna Galer Criticisms of ERM can be justified when a program is executed poorly, but issues are often taken out of the proper context.
The Thorny Issues in a Product Recall A product recall can devastate a company's reputation and cut market share -- even if it is handled perfectly and the brand is a great one.
How to Extend ERM to IT Security There are numerous frameworks for both IT security and for ERM, but it's important to combine the two initiatives to manage risk better.
How Much Cyber Risk Should You Take? Boards don't like to hear that they are accepting some level of cyber risk, but they are. Twelve questions can help define and manage it.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.