3 Reasons Why Risks Are Mismanaged By Donna Galer ERM practitioners must determine how much they can rely on what colleagues in other functions or units say about a situation and its risks.
The Right Way to Enumerate Risks By Rod Farrar Managers often think about risks too broadly, when they need to focus on specific events they hope to prevent.
Risk and Strategy: How to Find the Links By Peadar Duffy First of five articles on how to define your risk appetite -- and ensure it fits your strategy and operational capabilities.
How to Apply ERM to Cyber Risks By Shaun Crawford Insurance and reinsurance are not alternatives to ERM; cyber risks must be assessed and mitigated like all other risks.
5 Issues for Boards on Risk Appetite By Dave Ingram To avoid common misconceptions, management must have extensive experience with planned and monitored risk taking.
Is the Fed Going Soft on Big Banks? By Hugh Carter Donahue A Senate hearing suggests the answer is yes -- with potentially major implications for insurers and other investors.
ITL Introduces a Channel for ERM By Christopher Mandel Traditional risk management is important, but companies need to broaden their thinking and include risks that are not insurable (e.g. financial and strategic).
Is Civility Killing Risk Management? (Part 2) By Ron Newton The focus on safety has become a social change movement, led by HR and focused on relational sensitivity, that should worry insurers.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.