Rethinking the Case for UBI in Auto By Deke Phillips Some argue that justifying usage-based insurance for autos requires huge improvement in loss ratios, but they miss key points.
Telematics Has 2 Key Lessons for Insurtechs By Matteo Carbone Auto telematics represents the most mature insurtech use case, as it has already passed the test and experimentation phase.
Telematics: A Claims Adjuster’s New BFF By Karen Pauli Telematics technology can, among many other things, generate the first notice of loss from the actual impact dynamics.
It's Time to Act on Connected Insurance By Matteo Carbone The author believes so strongly in connected insurance that he gave up his senior consulting job, made an investment and launched a business.
Telematics: Moving Out of the Dark Ages? By Thomas Hallauer The prehistoric age of telematics, based on the outdated premise that policyholders are reluctant to be “tracked," is finally ending.
The New Paradigm of Connected Insurance By Matteo Carbone Analysis by the Connected Insurance Observatory, a think tank, shows how the new paradigm is creating opportunities.
The Time to Adopt Mobile Was Yesterday By Stephanie Trunzo Most insurers have a mobile app, but 20% rate the customer experience as a six or below on a 10-point scale. It's time to get serious.
Lessons From New Telematics Firm By Steve Anderson Allstate's new telematics company, Arity, shows both where the company is heading and how others must approach innovation.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.