What Matters in Workers' Comp By Greg Moore The key question is: Who should the doctor be? And beware of PPOs. They have perverse incentives that can lead to higher costs.
Why Commercial Insurers Can Rock By Denise Garth Thanks to the gig economy and the sharing economy, business launches are on the rise -- creating a host of opportunities for insurers.
Rethinking Group and Voluntary Benefits By Denise Garth With the economy strong, benefits are important when competing for workers. Carriers have an opportunity but must overcome a digital obstacle.
Digital innovation to improve safety, lower costs By Paul Carroll The fact that safety is leading to some rate cuts in workers comp lets me hope that the industry is making progress.
P&C Has a Problem With Classification By Michael Albert SIC was set up in the 1930s, for an industrial economy. Try looking up the code for a web developer. Just try.
How to Help Workers With Low Back Pain By Nancy Grover New research shows how the industry can prevent unnecessary pain and save significant dollars by better educating workers.
How to Identify Psychosocial Risks By Michael Coupland We have the tools to determine which injured workers are more likely to develop chronic pain and languish in a disability mindset.
What P&C Insurers Are Missing By Eric Gewirtzman While 68% of insurers say digital distribution is the key to growth, fewer than 25% are fully happy with their efforts to date.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.