What Amazon's Insurance Play Means By Paul Carroll It's easy to imagine Amazon expanding beyond product liability and into other types of insurance for small businesses. For a lot of small businesses.
Pandemic Reshapes Personal Lines Plans By Mark Breading The dramatic changes in customer behaviors and patterns fomented by the pandemic are new experiences for the industry.
How Infrastructure Is Reshaping Insurtech By Andrew Wynn Insurtech hasn’t focused enough on improving the digital infrastructure and tooling that carriers and distributors need.
Gaining an Edge in Commercial Insurance By Sharmila Ray The biggest insurtech opportunity lies in comparative rating for commercial insurance, following the progress in personal lines.
Did You Use the COVID Down Time? By Denise Garth COVID and its digital pressures have compressed previous time assumptions. Even if you didn't respond, your competitors surely did.
True Evolution in Insurance? Not Yet By Mark Watson Disruption won’t occur until 80 cents out of every dollar in premium is given back to the policy holder, instead of the 50 or 60 cents given back now.
Why Weak Signals of Disruption Are Key By Amy Radin You must commit to a process that more closely resembles an anthropological journey than a traditional strategic analysis. Here are four steps.
2-Speed Strategy: Optimize and Innovate By Denise Garth Success in moving from the past to the future of insurance requires a two-speed strategy: Speed of Operations and Speed of Innovation.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.