Risk Management

Lots of people are to blame for the fire that gutted Notre Dame. But where were the insurers? 

The construction industry needs more video cameras to prevent accidents -- and shows the insurance industry a path to progress.

The frequency of air disasters has been publicly acceptable for a long time, but the safety margin of “smart” jet transports needs attention.

Why couldn't PG&E have seen the dangers of wildfires in advance? And where were the insurers?

Large books of low-volatility policies, normally covered by primary insurers, could be packaged by others into securitized risk pools.

The second evolution in credit risk management comes not with another capital regime but with technology: insurtech.

Ten or 15 years ago, no companies had a chief risk officer. Risk was barely mentioned. Today, risk has to be on every board's agenda.

Years in, insurtech is more than an emerging risk. Risk management professionals need new approaches to manage its effects.