Will Automation End the Binder? By Manjunath Krishna As real-time policy issuance becomes possible, the traditional insurance binder may quietly fade into obsolescence.
Agents Key to Preventing Frozen Pipe Damage By Paul Vacquier Technology-enabled prevention transforms agents into risk advisors as winter water damage threatens coverage sustainability
Disability Planning Creates Growth Opportunity By Chris Taylor Traditional disability planning approaches are inadequate, as carriers confront a rapidly expanding market demanding specialized products.
Insurers Are Missing AI's True Value By Jitendra Kukday Insurers chase flashy AI experiments while missing practical applications in underwriting, claims processing, and customer engagement that deliver real results.
How Agents Can Thrive With Leaner Teams By Brenna Johnson Facing a worker shortage, independent insurance agencies must leverage technology to maximize efficiency with leaner teams.
ADA and Premises Liability: Dual Exposure By Hank Mowry Overlapping ADA and premises liability risks create coverage gaps that brokers must address with clients.
How Brokers Can Survive a Client Merger By Rick Hirsh Nearly one-third of companies replace insurance brokers post-M&A. To stay on, brokers must evolve beyond transactional services.
How Technology Is Redefining Agency Productivity By Vijay Muniswamy Insurtech providers are building automation, APIs and data analytics into workflows to help agencies work smarter.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.