Commercial Lines

Many problems begin in the "bizarro-world" of workers' comp medical care, but they can be resolved through a radical approach to Medicare.

Work comp began life as a Hyundai but has evolved into a fully loaded Mercedes. Comp is no longer simple -- and simpler would be much better.

Surprising EEOC guidelines on the Americans with Disabilities Act may sound onerous but actually create an opportunity for employers.

EY's global outlook finds generally positive conditions for 2015, but uses of technology will separate the winners from the losers.

The ProPublica series makes valid points about problems in workers' comp but misses some context and omits many, many positive stories.

Drug formularies hold great promise to control costs and improve treatment, but they must be phased in carefully, over years.

In workers' comp, medical costs are more than 60% of claim cost and continue to climb, but rethinking how to use data can make inroads.

Predictive analytics encourage employers to fast-track many workers' comp claims, but they should presume problems are lurking.