What Happened to Insurance Distribution? By Denise Garth The disruption in the industry’s traditional distribution system requires a "2D" strategy, optimizing both the front and back ends.
Rental Car Waiver: To Buy or Not to Buy? Many recommend not buying the rental car damage waiver, but they gloss over key issues about personal policies and credit card coverage.
Is 'Direct' a Dirty Word for Insurers? No, but "direct" is a dangerous word when you start talking about eliminating middlemen. There is a better, more inclusive approach.
The Shifting Sands of Group Benefits By Nicole Comstock Group benefits providers need to prove their abilities to meet employer needs while integrating strategically with brokers.
Do Brokers, Agents Owe Fiduciary Duty? By Marc Zimet Courts are not inclined to find a fiduciary duty, but brokers and agents must be careful to avoid assuming that level of responsibility.
Tips for Bringing Kids Into Your Business By Ricci Victorio Working with your kids is tricky. Here are six tips that will help you, them, the rest of your family and your management team.
Restoring the Agent-Client Relationship By Jonas Roeser The relationships between clients and agents can now be facilitated by rating and matching services akin to Yelp and Angie's List.
6 Points to Consider When Outsourcing By Jayme Beals This checklist will help agencies find the right partner and build the right relationship if they are outsourcing back-office functions.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.